Ribbon: Join the greatest transfer of wealth in history

Nav Khanna, CEO at First City Credit Union

“We are proud of this solution and our partnership. It helps us to live into our mission of being advocates and advisors throughout our members' financial lives — efficiently, while always leading with empathy.”

Nav Khanna

CEO, First City Credit Union

Amy Allen, Legal & Regulatory Assistant Manager at P1FCU

“Ribbon has significantly streamlined our deceased member account process through a centralized platform for account maintenance and case management. It has also helped us better support members' loved ones during difficult times with convenient document submission and notification tools.”

Amy Allen

Legal & Regulatory Assistant Manager, P1FCU

Breckyn Womack, Account Operations Manager at Valley Strong Credit Union

“Ribbon has been a valuable partner to Valley Strong Credit Union. Their platform has helped us streamline the inheritor claims process, creating a smoother and more compassionate experience during a difficult time for our Members.”

Breckyn Womack

Account Operations Manager, Valley Strong Credit Union

Trusted by leading institutions

Trusted by financial institutions, awarded by top organizations.

Awarded by top organizations

First place winnerLSCU VISION Conference

First place winnerFinancial Innovators Award

First place winnerMDDC CUA FinTank Award

First place winnerVentureTech Launch Party Pitch Contest

Inheritance

Retain inheritance and
save time with Ribbon

Inherit a membership, not a check

Automatically hand over inheritance via a new membership, instead of sending the money away with a check.

Inheritance Cases / Case Details

Case Details: Samantha Lee

Exo Credit Union Notification

Lana Lang

Ticket Number

#1231

Status

Select Fund Distribution

Distribution Selection

Account

Ascend Savings

Request Withdraw

Open Account ▾

* Opening an account is the fastest method to receive your money.

Request Withdrawal →

Condolence message sent to next of kin.

Continue

Centralize cases and automate deceased account workflows

Update and pull from the core, so you can automate workflows like freezing a membership or closing a card.

Search tickets…

Filter

Download ReportAdd Ticket

Ticket	Name	Notif. date	Agent	Team	Channel	Status
1519	Shelley Sosa	May 08, 2026	No agent ▾	No team ▾	Website	New
1518	Mitchell Alexander	May 07, 2026	No agent ▾	No team ▾	Website	New
1517	Abraham Kian	May 07, 2026	No agent ▾	No team ▾	Website	New

Rows per page 10 ▾1–10 of 492

Send condolences to grieving families

Send flowers and a personalized physical card to the people who lost a loved one.

Do you want to send flowers?

You will send comforting flowers to the inheritor Chandler Smith at 4682 Cityview Drive 19064, Springfield, Pennsylvania.

Abe by Ribbon

Future-proof your financial institution
with Abe

Proactively update beneficiary information

Run campaigns to incentivize and encourage members to update their beneficiary information

Members Overview

Total Members

80,477

100%

With beneficiaries

39,109

48.6%

Without beneficiaries

41,221

51.4%

Total Member AUM

$913K

24.2

Member	Beneficiaries	Accounts	Total ValueTotalValue	Account HealthAccountHealth
Mark GellerMarkGeller	Yes	CheckingSaving	$884.19	Ribbon Verified
James WilsonJamesWilson	Yes	CheckingSavingIRA	$1,444.02	Ribbon Verified
Joe SmithJoeSmith	No	Checking	$8,384.11	Poor
Sarah ChenSarahChen	No	CheckingSaving	$12,220.45	Poor

Encourage beneficiaries to join your financial institution

Run campaigns on beneficiaries to proactively encourage them to join your financial institution

Beneficiaries · Non-members

2,847 eligible

Beneficiary	Linked member	Est. assets	Status
Olivia Reed	Mark Geller	$42,180	Not contacted
Daniel Tomlins	Jonifer Tomlins	$67,420	Not contacted
Sofia Park	Sarah Chen	$24,910	1 outreach
Marcus Hill	James Wilson	$49,260	Not contacted
Ava Bennett	Joe Smith	$18,540	Not contacted
Noah Carter	Emily Zhao	$31,720	1 outreach

Invite 4 beneficiaries

Send a personalised invitation with a one-click join link.

Olivia Reed

$42K

Daniel Tomlins

$67K

Sofia Park

$25K

Marcus Hill

$49K

Channel

A digital vault for members to hand to their next of kin

Give members a secure portal to upload cherished artifacts, update their information, and keep designations current.

Welcome back, Allan

Review your accounts and manage your beneficiary designations.

Manage Beneficiaries

My Accounts

Checking · ••• 4821

$24,318.04

2 beneficiaries

100% allocated

Savings · ••• 0S01

$42,116.26

1 beneficiary

0% allocated

Traditional IRA · ••• 0S20

$57,128.87

1 beneficiary

0% allocated

Vault

▢

Trust Agreement

PDF · 1.3 MB

▢

Power of Attorney

PDF · 820 KB

▢

Will & Testament

PDF · 2.1 MB

Escheatments

Stop losing deposits
to escheatment

Run activation campaigns on dormant accounts

Get members to proactively acknowledge their account so you can avoid escheatment

Escheatments / Create Campaign

Start a Campaign

All information is safe and protected by secure encryption.

Campaign Details

Campaign Name

Q2 Dormant Reactivation

Scheduled Start Date & Time

May 15, 2026 · 9:00 AM▢

Timezone

(UTC-07:00) America/Los_Angeles▾

Create Campaign →

Monitor escheatment results in real time

Real-time visibility into deposits at risk, retention rates, and activation breakdown across your membership.

Overview+ Create Campaign

Total Deposits Retained

$204,149

▲ 47.2%

Total Deposits Targetable

$441,993

59.18%

Total Activation Breakdown

● Closed 0% · ● Pending 1.52% · ● Inactive 51.3% · ● Ribbon Activated 47.2%

Total Members Retained

47.2%

Total Members Targetable

60.61%